Studying in Germany for free: the real costs
Aug 10, 2026, 6 min read
No tuition doesn't mean no money. Blocked account, semester fees and insurance, explained in taka.
Most public universities in Germany charge no tuition, but you'll pay a semester contribution of €150–€350 that often includes a transport pass.
The bigger number is the blocked account: €11,904 for the first year, released monthly once you arrive.
Add health insurance, visa and APS fees, and a flight, and you should plan for around ৳ 20–22 lakh to get through the first year.
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